Have questions about buying or selling a home in or around Scottsdale, Arizona? From navigating market trends to uncovering hidden local gems, this FAQ guide addresses the most frequently asked and important questions we encounter every day.
Whether you’re relocating, retiring, or investing in a second home, this resource is designed to help you make confident, informed decisions in 2025 and beyond.
BUYER FAQs
Answer: In mid-2025, the Scottsdale market shifted slightly toward buyers. Inventory levels have increased in some neighborhoods, giving buyers more options and negotiating power, especially in the $1.5M+ segment.
Most Scottsdale buyers put down 10% to 20%. Some jumbo loan buyers may put down 25%+, while first-time buyers may qualify for programs as low as 3% down. Many lenders offer special programs based on your circumstances. We are happy to connect you with lenders who have done a great job for our other clients.
Absolutely. Scottsdale is a perfect location for this, and lock-and-leave options are quite common. Communities like The Village at Grayhawk, Optima Kierland, and Sage offer low-maintenance homes ideal for second-home buyers and seasonal residents.
Absolutely. We work with many out-of-state clients and offer virtual showings, video walkthroughs, and secure digital closings.
There’s a wide variety of homes: luxury estates and gated communities in North Scottsdale, walkable condos and apartments in Old Town, family-friendly subdivisions in Central Scottsdale, and more affordable housing near Tempe and South Scottsdale. Each neighborhood offers unique amenities and vibes. For example, North Scottsdale is renowned for golf communities and mountain views, while Old Town is walkable and entertainment-focused
Buyers should evaluate their finances, including a down payment, monthly mortgage payments, property taxes (which in Arizona average around 0.6-1.3% of the home value annually), and HOA fees if applicable. Factor in closing costs, moving, and maintenance expenses too. You will want to meet with a lender or a few lenders to see how much you can afford and what programs are being offered. We have several lenders that we can recommend if needed.
It depends. You will need to consider bedroom/bathroom counts, square footage, open floor plans, outdoor space, and any special needs like home offices or accessibility.
The desert sun can degrade roofing materials faster than in milder climates. Check roofing type/age and look for sun damage, fading, or broken and/or missing tiles.
A well-maintained HVAC system is essential. During the inspection period, ask about the system’s age, maintenance records, and cooling capacity. If any issues are spotted, make sure to have the unit professionally inspected.
Scorpions, termites, and desert pests like ants or spiders may be concerns. Pest inspections are advised, and a termite inspection is a must-have.
HOA fees vary widely and may cover landscaping, pool maintenance, or security. When you are under contract, you will receive HOA documents. Be sure to review the HOA documents for financial health and restriction details.
Absolutely. Many agents offer virtual tours, video walkthroughs, and secure digital closings tailored to out-of-state buyers.
Yes. Multiple programs are available for first-time buyers, including grants and loans for down payments and closing costs, depending on eligibility and location.
Expect lender fees, title insurance, recording and escrow fees, prepaid taxes and insurance, and possibly HOA transfer fees. These typically total 2–5% of the purchase price.
Spring and fall are popular times for buying due to better weather. The high season (loosely January through May) is when we see a lot of activity. Summer offers less competition but more challenges for touring homes in the heat, and inventory tends to be lower.
In popular neighborhoods, homes can sell quickly. Pre-approval and strong initial offers are important, and negotiation may involve price, contingencies, and included items.
New Arizona residents must register vehicles and obtain an Arizona driver’s license within 30 days of relocating. Other important steps include registering to vote, updating insurance, and familiarizing yourself with local utility providers like APS and SRP.
New builds offer modern amenities, energy efficiency, and the chance to customize features and floor plans. Builders manage permits and inspections, and smart home upgrades are increasingly standard.
Yes, many local HOAs promote water-efficient landscaping due to the desert environment. Expect guidelines encouraging desert landscaping with native plants and restrictions on high-water-use lawns or features.
SELLER FAQs
Yes. Well-priced homes in desirable areas are still moving, particularly if professionally marketed. Even with a shift toward buyers, demand remains strong for homes in top neighborhoods. The key is to ensure your home is presented in the best light, allowing buyers to visualize themselves living there. If you are ready to sell quickly and hassle-free, cash offers could be an option.
Common costs include title and escrow fees, repairs or concessions, your agent’s fee, pro-rated taxes, and any staging expenses. We will provide a seller net sheet so you know what to expect. You may be asked to pay a concession to the buyer’s broker via the purchase contract, but this is negotiable. Seller closing costs in Arizona average about 3-7% of the sale price. Most sellers pay the bulk of costs, though some may be split or negotiated with the buyer.
Yes. We partner with investors to offer multiple selling routes, including all-cash, leaseback, and cash-with-renovation options. We’ll help you compare to see if any of these could be a good option for you.
We’ll help you evaluate the ROI on these repairs. Some updates can significantly boost value, while in other cases, selling as-is with no preparation may make more sense. You’ll see both paths and can take the one that makes the most sense to you. Depending on the circumstances, you may want to offer a dollar amount concession upfront to let potential buyers feel more comfortable.
The high season, which runs from January/February through May, is the prime selling season due to an influx of snowbirds and ideal weather. This leads to higher prices and faster sales. Early fall (September – November) sees some activity, while summer tends to be slower due to the heat. Listing in these windows maximizes buyer activity and returns. However, since inventory is lower in the summer, listing during that time means less competition.
Scottsdale continues to see robust demand due to economic growth, new luxury developments, business growth, upscale condos, and school improvements. Investors especially target areas close to new business hubs, golf communities, or revitalized neighborhoods, which can boost perceived value.
Yes. Smart home upgrades (thermostats, security, LED lighting) can help homes sell up to 20% faster and add 3-5% to value, especially in competitive and luxury markets. Energy efficiency appeals to eco-conscious buyers
Minor issues (peeling paint, leaky faucets, worn caulking) are red flags for buyers and inspectors. Address all visible repairs before listing, as small maintenance lapses can raise concern about other hidden problems and decrease perceived value.
In Scottsdale’s competitive market, professional staging, especially for vacant homes, can lead to faster, higher offers. If your budget is limited, focus on updating kitchens, baths, and curb appeal, which bring a strong ROI. And with today’s technology, we can virtually stage your photos.
Cash and institutional buyers offer speed and certainty (as-is sales, no showings, fewer contingencies), but they offer lower prices. Traditional buyers may pay more, but deals can take longer and are dependent on inspections and financing contingencies. It is a trade-off you will want to consider.
Maximum flexibility generally yields better results, as many buyers, especially out-of-towners or snowbirds, operate on tight schedules. Prepare for short-notice showings and keep the home “show-ready” as much as possible during the listing period. It can be a bit of a hassle, but it should pay off in the long term!
Unfortunately, these things do arise now and then. As your agents, we are monitoring the progress of your sale and will proactively try to head these issues off before they occur. However, if they come up, there are options. You can dispute the appraisal with more comps, request a second appraisal, offer to split the difference, or negotiate minor price reductions/credits for repairs. Proactive documentation of upgrades and a skilled agent help navigate bumps in the process.
Homeowners can estimate value using online tools (like Zillow or Redfin), request a free comparative market analysis (CMA) from a local agent, or order a professional pre-listing appraisal. CMAs by local agents consider recent sales of closely comparable homes for accuracy, while online estimators are quick but less nuanced and can be off by thousands of dollars. We have a tool you can use to get an idea of your home’s value: https://livebetterinarizona.com/home-valuation
The best approach is to set a competitive, data-driven price based on recent comparable sales in your neighborhood, market conditions, and unique home features. Pricing slightly under nearby recent sales can generate more interest and offers. Even though it is tempting, overpricing often leads to longer marketing time and lower eventual sale prices. Buyers assume that a home that has been on the market a while has issues or problems.
Focus on repairs that deliver strong ROI: repainting, minor kitchen or bath updates, roof/electrical/plumbing fixes, and curb appeal. Avoid major remodels unless your agent recommends them, as many buyers prefer to add their own “touch” to the home. Sellers often recoup most of the cost from small updates, like paint, hardware, and landscaping, with some larger projects (like kitchens) yielding up to 80% return.
Effective marketing includes professional photography, video tours, open houses, staging, targeted social media ads, agent and network outreach, listing on all major home search sites, and more. We will develop a buyer persona for your home and tailor our marketing accordingly. Luxury homes may benefit from drone footage, international exposure, and/or event-style property launches. The goal is to showcase your home in the context of Scottsdale’s lifestyle, amenities, and unique desert environment.
Arizona law mandates full disclosure of known material facts about the property, including issues like roof leaks, plumbing/electric defects, pest infestations, and HOA information. Sellers must complete an Arizona Seller Property Disclosure Statement (SPDS), which your agent will provide you with.
New construction, zoning changes, or large commercial/road projects can impact home values. Values will increase if they improve access/amenities, but decrease if they add congestion/noise. We keep a close eye on city planning and development and can advise about future neighborhood impacts.
All of these are positives. It is important to highlight proximity to golf courses, walkability to Old Town, luxury outdoor spaces, pool features, mountain/desert views, energy-efficient upgrades, and smart home tech. Buyers pay premiums for lifestyle conveniences and distinctive architectural details associated with Scottsdale living.
REAL ESTATE MARKET & TRENDS
As of September 2025, homes average about 82 days on market. Hot properties under $2M in well-known communities may sell within two weeks.
Scottsdale’s property taxes tend to be relatively low, generally between 0.6% and 0.9% of the assessed value annually.
Yes. Short-term rentals are permitted citywide, but they must be registered and comply with noise, safety, and occupancy regulations. Some HOAs may restrict them entirely. We are happy to research this option for you.
Scottsdale has a higher cost of living than the national average, particularly in housing and utilities (notably air conditioning), but remains less expensive than major metros like Los Angeles or Boston. In 2025, the median home price is around $875,000. More affordable options are available, especially in South Scottsdale and certain Phoenix neighborhoods. Dining and shopping options range from luxury to budget-friendly, catering to a broad range of preferences and incomes.
There’s a wide variety of housing options ranging from luxury estates and gated communities in North Scottsdale, walkable condos and apartments in Old Town, subdivisions in Central Scottsdale, and more affordable housing near Tempe and South Scottsdale. Each neighborhood offers unique amenities and vibes. For example, North Scottsdale is renowned for golf communities and mountain views, while Old Town is walkable and entertainment-focused.
THE SCOTTSDALE LIFESTYLE
One of the biggest draws of Scottsdale is the lifestyle factor. Sunny days, recreational activities, fantastic shopping and dining… the list goes on.
Silverleaf is an exclusive, luxury enclave within DC Ranch. It has its own private country club and golf course, custom estates, and elevated views. DC Ranch, another luxury community, offers a wider variety of housing options and greater retail access.
This is a difficult question. It depends on the lifestyle you are looking for and your budget. There are several private golf communities like Desert Mountain, Terravita, Desert Highlands, DC Ranch and more. However, you may prefer living in a golf community and having the option to play. Some examples are Grayhawk, Troon North and Legend Trail.
Some of our favorites are Local Bistro, Pure Sushi, Patricia’s Pizza, Zinc Bistro and Jalapenos. And if you are looking for breakfast and lunch, you cannot miss JJ’s Deli.
Hiking Pinnacle Peak, golfing at Troon North or another public course, hitting the farmer’s market at DC Ranch, and paddleboarding on Saguaro Lake are all favorites among locals.
Very! Many restaurants have patios that welcome dogs (like OHSO and Hash Kitchen), and popular trails like Lost Dog Wash are great for leashed pets. Chaparral Park even has a large off-leash dog park.
Scottsdale is car-dependent, with well-maintained roads and generally manageable traffic except at peak hours. Proximity to major highways such as Loop 101, State Route 51 and 202 is key. Downtown Scottsdale and central Phoenix offer the most walkable lifestyles.
With over 300 sunny days annually, residents enjoy hiking (McDowell Sonoran Preserve, Camelback Mountain, Pinnacle Peak), biking, running, cycling, golfing (200+ courses in the metro), spring training baseball, and nearby lakes for water activities. Trails cater to all skill levels, making outdoor adventure a major part of Valley life.
Winters are mild (60s–70s °F), and summers are extremely hot, sometimes exceeding 110°F. The dry desert climate makes heat a bit more tolerable, and robust air conditioning is standard in homes and businesses. During the warmer months, residents shift outdoor activities to mornings and evenings and use sunscreen and hydration strategies.
Scottsdale offers top-rated public schools (Scottsdale Unified School District), private academies, charter options, and good access to higher education, including Arizona State University in nearby Tempe.
Scottsdale, especially Old Town, is the entertainment hub with vibrant nightlife, rooftop lounges, nightclubs, and frequent events. Phoenix offers a broader arts/culture scene, but most locals see Old Town Scottsdale as the Valley’s top destination for going out. Other areas like Kierland and Scottsdale Quarter and Market Street in DC Ranch are other hubs with dining and entertainment options.
Major shopping areas include Scottsdale Fashion Square (luxury mall) and Scottsdale Quarter/Kierland. There’s a strong dining culture with everything from upscale restaurants to local diners and cafes. Most neighborhoods have convenient access to all daily needs. However, the futher north you go, the more spread out things are.
Many restaurants feature patios with misters and shade. Evening dining is extremely popular, especially in the cooler months. The dry heat also makes outdoor life enjoyable outside of the peak summer months.
Notable annual events include the Scottsdale Culinary Festival, the Barrett-Jackson Car Auction, the Arabian Horse Show, and the Phoenix Open golf tournament. There are many Art Fairs in the high season, plus weekly ArtWalks and countless seasonal and farmers’ markets.
The natural beauty encourages year-round outdoor activity, appreciation of sunrises and sunsets, desert landscaping, and embracing heat-conscious routines. Trails, parks, and mountain views are central to Valley life.
Electricity bills, especially in summer, can be significant due to constant A/C use. Energy-efficient homes, smart thermostats, and solar panels are increasingly popular to manage costs.
THINGS TO DO IN AND AROUND SCOTTSDALE
There is always something going on around the Valley.
– Hiking: Camelback Mountain, Pinnacle Peak, and extensive trails in McDowell Sonoran Preserve.
– Tubing or kayaking on the Lower Salt River with wildlife sightings, including wild horses and bald eagles.
– ATV and UTV off-road tours such as those offered by AZ UTV Adventures.
– Segway tours and pedal bar crawls in Old Town Scottsdale.
There is hiking and photography at Papago Park and its iconic Hole in the Rock. You can explore the Desert Botanical Garden and the McCormick-Stillman Railroad Park. You can visit Scottsdale museums like Western Spirit: Museum of the West, Scottsdale Museum of Contemporary Art, and Wonderspaces. Butterfly Wonderland is fun for all ages, and MacDonald’s Ranch will let you channel your inner cowboy and cowgirl.
Scottsdale Arts District in Old Town is home to more than 28 galleries, including Scottsdale Museum of Contemporary Art (SMoCA) and Western Spirit: Scottsdale’s Museum of the West. The district features contemporary art, Native American art, Western art, and diverse exhibitions. Weekly ArtWalk events highlight local artists and galleries. Wonderspaces is an amazing interactive art space.
Phoenix features a variety of theaters like Herberger Theatre Center, Phoenix Theatre Company, and ASU Gammage Auditorium, presenting Broadway shows, plays, opera, ballet, and concerts. Numerous festivals and cultural events occur year-round. The Musical Instrument Museum (MIM) has a busy calendar of performances as well.
Notable events include Scottdazzle, the Scottsdale Princess’ Holiday Celebration, Glendale Glitters (Nov 29 – Jan 1) with over 1.5 million lights and entertainment, ZooLights at the Phoenix Zoo (Nov 27 – Jan 12), and the Snowland Snow Globe Holiday Light Experience at Great Wolf Lodge in Scottsdale (Nov 25 – Jan 6). The Mesa Temple Christmas Lights and International Nativity Display is another highlight (Nov 29 – Dec 30).
Yes, popular 5Ks include the Phoenix 10K & Marathon 5K, the Zoo Move & Groove 5K at the Phoenix Zoo in January 2025, and charity runs like the D-backs Race Against Cancer 5K on September 28, 2025. The Rock ‘n’ Roll Arizona Running Series in January 2026 features half marathons, 10Ks, and 5Ks across Phoenix, Tempe, and Scottsdale, combining racing with live music and entertainment along the routes.
The Phoenix Valley is home to four major professional sports teams:
Arizona Cardinals (NFL) — football team playing at State Farm Stadium in Glendale.
Phoenix Suns (NBA) — men’s basketball at Footprint Center in downtown Phoenix.
Arizona Diamondbacks (MLB) — baseball team playing at Chase Field in downtown Phoenix.
Phoenix Mercury (WNBA) — women’s basketball also at Footprint Center.
Phoenix Rising FC is the top-tier professional soccer team competing in the USL Championship, playing at Phoenix Rising Soccer Stadium in Scottsdale.
The Red Rock Scenic Byway to Sedona offers stunning views of red sandstone formations, including Bell Rock and Cathedral Rock. Apache Trail is a rugged historic route through the Superstition Mountains ending at Roosevelt Dam with stops like Canyon Lake and old stagecoach stop Tortilla Flat. Mogollon Rim Drive offers cooler, forested mountains and panoramic views along a 43-mile gravel road. Desert Foothills Scenic Drive is a 6.5-mile route within Scottsdale showing iconic desert flora and wildlife.
Scottsdale to Sedona trip with stops like McDowell Sonoran Preserve hikes, Jerome (art galleries and mountain views), and Camp Verde for overnight stays. Others include visits to places like Flagstaff, the Grand Canyon, Bell Rock in Sedona, and Slide Rock State Park make memorable family adventures.
Yes, there are guided wine tours in Verde Valley, Sedona, Sonoita, and Willcox offering private tastings, vineyard tours, and wine education. Sedona’s tours are customizable to visitor preferences and include stops at boutique wineries with lunch options. Arizona has three federally recognized wine regions (American Viticultural Areas – AVAs): Verde Valley near Sedona, Willcox in southeastern AZ, and Sonoita south of Tucson. Each offers a unique climate and soil, producing diverse wines from varietals like Syrah, Grenache, Cabernet Sauvignon, and many more.
Experience the best of Sedona by hiking iconic trails like Devil’s Bridge, Cathedral Rock, and West Fork, enjoying hot air balloon rides over red rock formations, exploring energy vortex sites for meditation, shopping and dining in Tlaquepaque Village, and creating pottery at local studios.
Hiking Humphrey’s Peak, Arizona’s tallest mountain, skiing or snowboarding at Snowbowl Resort in winter, exploring lava tube caves and national monuments, including Walnut Canyon and Wupatki. Enjoy nature, geology, and Native American heritage on well-marked trails. Some family-friendly activities include the Lava River Cave, Lowell Observatory, and the three national monuments.
Visit historic museums like Sharlot Hall Museum; take guided horseback riding experiences; enjoy lakes for kayaking and picnics; stroll Whiskey Row for Old West bars and events; and explore Prescott National Forest for hiking and biking.
Explore archaeological sites at Verde Valley Archaeology Center, visit Fort Verde State Historic Park and Montezuma Castle National Monument, enjoy wildlife at Out of Africa Wildlife Park, and take off-road or zip-line tours. Wine tasting is also prominent with local vineyards.
It is Rocky Point (Puerto Peñasco), Mexico. When you are there, you can enjoy kayaking, jet skiing, paddleboarding, parasailing, banana boat rides, scuba diving, snorkeling, and boat tours, including whale watching and bird island tours. The destination offers a family-friendly beach vibe with diverse ocean adventures. San Diego is about 5 hours away as well.
Some of Arizona’s top lakes for swimming include Lake Pleasant, Bartlett Lake, Canyon Lake, Saguaro Lake, and Apache Lake near Phoenix. Further afield, Lynx Lake, Fool Hollow Lake, Patagonia Lake, Roper Lake, and Lake Havasu—featuring sandy beaches—are favorites for a refreshing dip and family picnicking. Patagonia Lake stands out for its white sand beach and lifeguard-monitored swimming area in southern Arizona.
Prime boating lakes include Lake Pleasant (all motor sizes), Roosevelt Lake (Arizona’s largest major lake), Apache Lake, Lake Havasu, Saguaro Lake, and Canyon Lake. These lakes support motorboating, waterskiing, personal watercraft, sailing, and kayaking. Rental marinas operate at most major lakes, and there are plenty of coves for paddling and fishing.
Saguaro Lake is heavily stocked with largemouth bass, catfish, and trout. Roosevelt Lake and Alamo Lake are known for bass and crappie. Lake Havasu, Lake Powell, and Lake Pleasant are versatile for bass, catfish, and stripers, while mountain lakes like Lynx, Bear Canyon, and Big Lake are great for trout.
Patagonia Lake, Lynx Lake, Fool Hollow Lake, Lake Powell, and Alamo Lake have developed campgrounds with restrooms and amenities. Roosevelt Lake and Lake Pleasant also offer lakeside camping and RV access. Reservations are usually required for popular weekends—fees range from $10 to $30 per nigh,t depending on facilities.
Canyon Lake is renowned for its dramatic red rock walls, and Apache Lake is a secluded gem nestled between mountain wilderness areas, offering crystal clear waters and tranquility. Lake Powell features red sandstone slot canyons for kayaking and houseboat adventures, while Watson Lake near Prescott is framed by giant granite boulders and popular for photography and hiking.
Yes, gambling in Arizona is legal on Native American tribal lands under agreements with the state. All casinos are tribal gaming facilities operated and owned by Native American communities.
Major casinos are spread throughout Arizona, including:
– Talking Stick Resort and Casino Arizona in Scottsdale (Salt River Pima-Maricopa)
– Wild Horse Pass Hotel & Casino, Lone Butte, and Santan Mountain Casino in Chandler (Gila River Indian Community)
– Harrah’s Ak-Chin Casino (Ak-Chin Indian Community)
– Desert Diamond Casinos in Tucson, Glendale, Sahuarita, and Why (Tohono O’odham Nation)
– Hon-Dah Resort Casino in Pinetop-Lakeside (White Mountain Apache)
– Apache Gold Casino Resort in San Carlos (San Carlos Apache Tribe), and more.
These casinos offer slot machines, table games like blackjack, poker, baccarat, roulette, bingo, and some also have sports betting. Many locations feature luxury hotel accommodations, dining, entertainment, and golf courses.

